Junk mail is irritating but once in a while I get an offer that I can use. This one was an ok offer, $200 in fees of course but what can you expect? I look at it as buying my credibility back. I pay them $200 and in turn I get a $400 credit card that I can use to build my credit. So this time I got me a MasterCard with $400 credit limit.
I also called my first card's bank and asked to raise the limit since it's been over 6 months from when I got it. They reised it another $100 but for a fee. It cost me $10.
Slowly it's growing.